(Mis-)Informed Consent: Predatory Apps and the Exploitation of Populations with Limited Literacy
arXiv:2601.17025v1 Announce Type: new Abstract: Among populations with limited literacy in emerging digital markets, the adoption of mobile phones, combined with comprehension barriers and poor cybersecurity hygiene, has created hidden privacy risks. This paper examines how informed consent is often abused by predatory financial applications, leading to financial scams that disproportionately affect users with low literacy. We focus on predatory loan, gambling, and trading apps, analyzing a dataset of 50 Google Play Store apps to measure how many […]