January 2026

One of the most conservative aspects of finance, the decision to credit someone, is being transformed by AI-driven credit scoring. This is a gradual change for individuals whose credit history is rich and who have been with banks over a long period of time. It could be life-changing, however, for thin-file borrowers and those who are in the informal economy. They can finally be detected as opposed to being invisible to the system. This article discusses the application […]

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AI companies teaming up with some of the big retail stores is becoming a new trend. For those who still haven’t got why, the reason is pretty obvious: making users shop more smartly. However, the news of Google teaming up with Walmart isn’t just another partnership at all. Both companies are looking to revolutionize how people shop, and this time, it’s not just another AI experiment slapped onto an app. Soon, Gemini will make Walmart shopping easier than […]

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Kolmogorov-Arnold Networks (KANs) have shown strong potential for efficiently approximating complex nonlinear functions. However, the original KAN formulation relies on B-spline basis functions, which incur substantial computational overhead due to De Boor’s algorithm. To address this limitation, recent work has explored alternative basis functions such as radial basis functions (RBFs) that can improve computational efficiency and flexibility. Yet, standard RBF-KANs often sacrifice accuracy relative to the original KAN design. In this work, we propose Free-RBF-KAN, a RBF-based KAN […]

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Categorizing events using discriminant observables is central to many high-energy physics analyses. Yet, bin boundaries are often chosen by hand. A simple, popular choice is to apply argmax projections of multi-class scores and equidistant binning of one-dimensional discriminants. We propose a binning optimization for signal significance directly in multi-dimensional discriminants. We use a Gaussian Mixture Model (GMM) to define flexible bin boundary shapes for multi-class scores, while in one dimension (binary classification) we move bin boundaries directly. On […]

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Estimating the Riesz representer is central to debiased machine learning for causal and structural parameter estimation. We propose generalized Riesz regression, a unified framework that estimates the Riesz representer by fitting a representer model via Bregman divergence minimization. This framework includes the squared loss and the Kullback–Leibler (KL) divergence as special cases: the former recovers Riesz regression, while the latter recovers tailored loss minimization. Under suitable model specifications, the dual problems correspond to covariate balancing, which we call […]

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Estimating the Riesz representer is a central problem in debiased machine learning for causal and structural parameter estimation. Various methods for Riesz representer estimation have been proposed, including Riesz regression and covariate balancing. This study unifies these methods within a single framework. Our framework fits a Riesz representer model to the true Riesz representer under a Bregman divergence, which includes the squared loss and the Kullback–Leibler (KL) divergence as special cases. We show that the squared loss corresponds […]

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Self-supervised pre-training with contrastive learning is a powerful method for learning from sparsely labeled data. However, performance can drop considerably when there is a shift in the distribution of data from training to test time. We study this phenomenon in a setting in which the training data come from multiple domains, and the test data come from a domain not seen at training that is subject to significant covariate shift. We present a new method for contrastive learning […]

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Many materials properties depend on higher-order derivatives of the potential energy surface, yet machine learned interatomic potentials (MLIPs) trained with standard a standard loss on energy, force, and stress errors can exhibit error in curvature, degrading the prediction of vibrational properties. We introduce phonon fine-tuning (PFT), which directly supervises second-order force constants of materials by matching MLIP energy Hessians to DFT-computed force constants from finite displacement phonon calculations. To scale to large supercells, PFT stochastically samples Hessian columns […]

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